FD Calculator

Calculate Fixed Deposit maturity amount and interest earned.

Senior Citizen Benefit

Senior citizens (age 60+) receive an additional +0.50% interest rate.

Deposit Amount (₹)

₹10,000₹25 Lakhs₹50 Lakhs

Interest Rate (% p.a.)

7.10%

3%7%12%

Investment Period (Years)5 Years

1 Year5 Years15 Years

Compounding Frequency

Total Maturity Value

₹2,84,349

Deposited Amount₹2,00,000

Total Interest Earned+₹84,349

Annual Effective Yield8.43% p.a.

Principal (70%)Interest (30%)

Year	Deposited Principal	Cumulative Interest	Closing Balance
Year 1	₹2,00,000	+₹14,583	₹2,14,583
Year 2	₹2,00,000	+₹30,228	₹2,30,228
Year 3	₹2,00,000	+₹47,015	₹2,47,015
Year 4	₹2,00,000	+₹65,026	₹2,65,026
Year 5	₹2,00,000	+₹84,349	₹2,84,349

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